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Personal Accounts
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ADVANTAGE CHECKING
$100 minimum to open
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Minimum Daily Balance
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Maintenance Fee
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$500 and over
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No Charge
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$0 to $499
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$ 7.00
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| Combine with a $1,000 minimum in a related savings account or a Direct Deposit to avoid monthly maintenance fee. |
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FIFTY PLUS CHECKING
$100 minimum to open
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No minimum balance required
No monthly maintenance Fee
No "fee" charged for money orders, travelers checks
Money Order limit of 4 per month
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Must be age 50 to qualify
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FREEDOM CHECKING
$100 minimum to open
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Minimum Daily Balance
Must maintain a $10,000 balance in certificates of deposit, savings account or a personal line of credit to avoid a $15.00 maintenance fee.
No charge for personalized checks
Unlimited use of telephone banking
Personal line of credit for qualified applicants
No charge for overdraft protection
No fee for travelers checks, money orders or cashiers checks
Loan rate discounts
50% off the first year's rent on new safety deposit box rental
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NOW CHECKING
$1,500 minimum to open
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Minimum Daily Balance
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Maintenance Fee
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$1500 and over
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No Charge
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$0 - $1,499
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$9.00
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$2,000 average daily balance
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No Charge
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Interest is compounded daily and paid monthly.
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Overdraft Protection Available on all Checking Accounts thru Designated Savings Accounts or Line of Credit.
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INVESTOR'S CHOICE MONEY MARKET
$2,500 minimum to open
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Minimum Daily Balance
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Maintenance Fee
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$2500 and over
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No Charge
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$0 - $2,499
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$10.00 monthly
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Federal Regulations limit the number of preauthorized transfers or withdrawals from a Money Market Account to six per month. Each additional check or debit over the six allowed is $3 per item.
Interest is compounded daily, paid monthly and calculated at one of four tiers.
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HEALTH SAVINGS ACCOUNT
$100 minimum to open
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Minimum Daily Balance
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Maintenance Fee
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$2,000 and over
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No Charge
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$0 to $1,999
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$3.00 monthly
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Over 3 checks per monthly cycle
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$2.00 per item
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Excess Contribution Withdrawals
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$3.00 per withdrawal
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Interest is compounded daily and paid monthly.
A $20.00 set-up fee will charged at new account opening. At time of closing or transfer a $10.00 closing fee will be assessed.
Must have a High Deductible Insurance Plan to qualify
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REGULAR SAVINGS ACCOUNT
$100 minimum to open
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Minimum Daily Balance
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Maintenance Fee
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$100 and over
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No Charge
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$0 - $99
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$4.00 quarterly
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Over 6 withdrawals per quarter
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$1.00 per withdrawal
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Interest is compounded daily and paid quarterly.
Federal Regulations limit the number of preauthorized transfers or withdrawals from a savings account to six per month.
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| CHECKING or SAVINGS Account closed within 6 months, assessed a $10.00 charge. |
