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 Business Accounts
BUSINESS CHECKING
                $100 minimum to open
Monthly Maintenance Fee $10.00
Items deposited (per item) $ .12
Items paid (per item) $ .16
An earnings credit will be applied monthly on accounts with an average collected balance of $2,500.

Large volume business accounts that require special handling will be individually priced.

ECONOMY BUSINESS CHECKING
                $100 minimum to open
Monthly Maintenance Fee $10.00
          Includes first 500 items
Over 500 items $ .20 per item

**NOW BUSINESS CHECKING
                $1,500 mininum to open
Minimum Daily Balance Maintenance Fee
$1500 and over No Charge
$1,499 and less $11.00 monthly
$2,000 average daily balance No Charge
Earns interest, compounded daily - paid monthly.
**Federal Regulations allow only certain sole proprietorship and non-profit organizations to maintain NOW accounts.

INVESTOR'S CHOICE MONEY MARKET
                $2,500 minimum to open
Minimum Daily Balance Maintenance Fee
$2500 and over No Charge
$0 - $2,499 $10.00 monthly
Federal Regulations limit the number of preauthorized transfers or withdrawals from a Money Market Account to six per month. Each additional check or debit over the six allowed is $3 per item.

Interest is compunded daily, paid monthly and calculated at one of four tiers.

BUSINESS SAVINGS
                $400 minimum to open
Minimum Daily Balance Maintenance Fee
$400 and over No Charge
$0 - $399 $5.00 quarterly
Over 6 withdrawals per quarter $2.00 per withdrawal
Interest on Savings Accounts
compounded daily, paid quarterly

Federal Regulations limit the number of preauthorized transfers or withdrawals from a savings account to six per month.

CHECKING or SAVINGS Account closed within 6 months, assessed a $10.00 charge.
To report a lost or stolen ATM or Debit Card please call 1-800-236-2442, available 24/7
To report a lost or stolen Health Savings Account Debit Card Please call 1-888-886-6023, available 24/7.
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